So, you’ve send money to the Nigerian prince who’s been hoarding a stash of illegal currency. He’s having trouble getting the money out of the country your assistance is required as he needs a foreign bank account to forward the money to, of course there will be some admin costs to pay in advance for the courier charges but its only £100. So you’ve sent him your bank account details and PIN numbers so he can make the withdrawal locally and once you receive the cheque by courier you can take your share of the £300 million that was deposited.
A couple of weeks later and there’s no sign of the courier and he seems to have taken nearly £5000 from your account, DHL don’t seem to recognise the tracking number. You’ve tried emailing him but for some strange reason he’s not answering your emails, maybe he’s busy, maybe there’s a load of official royal business to attend to, or ……..hang on, maybe it was a SCAM.
But not to worry just pop down to the local branch of your bank, explain what happened, they will have a quick look and when they agree that you’ve been conned (acting like a F*** wit )they’ll refund the £5000 minus a £100 admin charge.
So the bad news is you’re still a £100 out of pocket but that’s better than £5000.
Now when I attempt a large money transfer from my account the system displays messages/warnings, do you know the people/company that you are making the transfer to Y/N, Are you happy that this is a valid transaction Y/N, and other similar warnings?
So where do we all think the bank is going to get this £4900 from cause I’m sure as hell that it aint going to come out of the shareholders dividends/profits. My best guess is that I, who took heed of the warnings/messages, will find an increased charge on an ATM withdrawal, an increase in the credit card interest, a closure of more branches, and a reduction in the miserable interest that they pay me on my current acc ETC. By the way I’ve already received the letter today telling me that it’s being reduced from 2% to 1% on the first £1000
When will people with IQs that mirror their shoe size realise that the rest of the population is getting fed up with constantly throwing life guards into the gene pool, people need to start taking responsibility for their own actions. The time has come to remove the warning labels (on everything) and let the problem sort itself out, I, for one, am getting seriously p****d off with paying for other peoples mistakes.
