My parents would never use a bank and every transaction was with cash or postal orders. I did once persuade my father to open a bank account but when he went in to draw some money to buy a car, they would not give it to him on the spot, so he closed the account. After my mother died and I was clearing her flat, I was finding bundles of notes all over the place, under the fridge, in the airing cupboard and even under a small section of the corner of a fitted carpet. To this day, I doubt I found it all. Maybe I am not alone and there are others who will not pay bank charges and prefer to squirrel money away in their homes..